76
/100

SOC 13-2041

Credit Analysts

High RiskFrey/Osborne: 98.0%

Risk Score

⚠️

76/100

High Risk

US Employment

👥

67,370

Total workers

Median Wage

💰

$81K

$53K – $169K

Projected Growth

📈

-4.4%

2023-2033 (BLS)

GenAI Exposure

🤖

95/100

High exposure

How we calculate these numbers →

💡 Credit Analysts face a risk score of 76/100 — 32 points above the national average of 44. With 95/100 GenAI exposure, this occupation faces significant pressure from AI tools despite weak projected growth. See our methodology →

💡 Workers in this field earn $81K ($35K above the national median). The 3 recommended career transitions all maintain competitive wages while reducing automation exposure. Explore transition paths →

🔍 AI Impact Analysis

With a risk score of 76/100, Credit Analysts faces significant automation pressure. Key threats include automated financial reporting and reconciliation and ai credit scoring and underwriting models. The 67,370 Americans in this role should actively develop skills in navigating regulatory ambiguity and compliance judgment and stakeholder management in complex organizational settings to remain competitive. Workers who proactively adapt will find new opportunities even as traditional tasks are automated.

Will AI Replace Credit Analysts?

Read our full analysis with verdict, risk factors, safe tasks, and career transition paths →

⚠️ Top Risk Factors

1

Automated financial reporting and reconciliation

2

AI credit scoring and underwriting models

3

AI-generated written content replacing manual drafting

4

Chatbot displacement of customer-facing interactions

5

Generative AI producing marketing and creative copy

🛡️ Tasks Safe from Automation

Navigating regulatory ambiguity and compliance judgment

Stakeholder management in complex organizational settings

Ethical judgment in fiduciary and advisory roles

📊 vs National Average

Median Wage$81K
+$35K

National avg: $46K

Risk Score76/100
+32

National avg: 44/100

GenAI Exposure95/100
+57

National avg: 38/100

Projected Growth-4.4%
-8.1%

National avg: 3.7%

🔄 Career Transition Paths

OccupationRiskWageOverlap
Advertising, Marketing, Promotions, Public Relations, and Sales Managers16$145K65%
Lawyers, Judges, and Related Workers17$144K63%
Education Administrators, All Other21$89K55%