74
/100

SOC 13-2053

Insurance Underwriters

High RiskFrey/Osborne: 99.0%

Risk Score

⚠️

74/100

High Risk

US Employment

👥

107,820

Total workers

Median Wage

💰

$80K

$52K – $138K

Projected Growth

📈

-2.6%

2023-2033 (BLS)

GenAI Exposure

🤖

95/100

High exposure

How we calculate these numbers →

💡 Insurance Underwriters face a risk score of 74/100 — 30 points above the national average of 44. With 95/100 GenAI exposure, this occupation faces significant pressure from AI tools despite weak projected growth. See our methodology →

💡 Workers in this field earn $80K ($34K above the national median). The 3 recommended career transitions all maintain competitive wages while reducing automation exposure. Explore transition paths →

🔍 AI Impact Analysis

With a risk score of 74/100, Insurance Underwriters faces significant automation pressure. Key threats include large language model automation of analysis tasks and ai-generated written content replacing manual drafting. The 107,820 Americans in this role should actively develop skills in ethical judgment in fiduciary and advisory roles and crisis financial decision-making under uncertainty to remain competitive. Workers who proactively adapt will find new opportunities even as traditional tasks are automated.

Will AI Replace Insurance Underwriters?

Read our full analysis with verdict, risk factors, safe tasks, and career transition paths →

⚠️ Top Risk Factors

1

Large language model automation of analysis tasks

2

AI-generated written content replacing manual drafting

3

Automated data interpretation and insight generation

4

Automated tax preparation and compliance tools

5

AI-powered research and literature review tools

🛡️ Tasks Safe from Automation

Ethical judgment in fiduciary and advisory roles

Crisis financial decision-making under uncertainty

Stakeholder management in complex organizational settings

📊 vs National Average

Median Wage$80K
+$34K

National avg: $46K

Risk Score74/100
+30

National avg: 44/100

GenAI Exposure95/100
+57

National avg: 38/100

Projected Growth-2.6%
-6.3%

National avg: 3.7%

🔄 Career Transition Paths

OccupationRiskWageOverlap
Advertising, Marketing, Promotions, Public Relations, and Sales Managers16$145K61%
Lawyers, Judges, and Related Workers17$144K59%
Business Operations Specialists28$80K77%