Rankings β Will AI Replaceβ¦
Will AI Replace Insurance Underwriters?
π‘ Insurance Underwriters have a composite risk score of 74/100 (Frey-Osborne probability: 99%, GenAI exposure: 95/100). With 107,820 workers in the US, this is one of the most AI-vulnerable occupations. Full occupation profile β
π― The Verdict
Likely for many tasks. The role will look very different in 5β10 years.
With 107,820 workers and a median wage of $80K,insurance underwriters represent a significant portion of the US workforce. Their GenAI exposure index is 95%, meaning a majority of their core tasks overlap with current generative AI capabilities.
Risk Score
74/100
Employment
107,820
Median Wage
$80K
GenAI Exposure
95%
β οΈ Top Risk Factors
Large language model automation of analysis tasks
AI-generated written content replacing manual drafting
Automated data interpretation and insight generation
Automated tax preparation and compliance tools
AI-powered research and literature review tools
π‘οΈ Tasks AI Can't Easily Replace
Ethical judgment in fiduciary and advisory roles
Crisis financial decision-making under uncertainty
Stakeholder management in complex organizational settings
π Career Transition Paths
Related occupations with lower AI risk and high skills overlap:
Advertising, Marketing, Promotions, Public Relations, and Sales Managers
61% skills overlap Β· $145K median wage
Lawyers, Judges, and Related Workers
59% skills overlap Β· $144K median wage
Business Operations Specialists
77% skills overlap Β· $80K median wage
β Frequently Asked Questions
Will AI completely replace insurance underwriters?
Likely for many tasks. The role will look very different in 5β10 years.
What is the AI risk score for insurance underwriters?
Insurance Underwriters have a composite AI automation risk score of 74 out of 100, classified as "High Risk".
How many insurance underwriters are there in the US?
There are approximately 107,820 insurance underwriters employed in the United States.
What do insurance underwriters earn?
The median annual wage for insurance underwriters is $80K.
What skills should insurance underwriters develop?
Focus on tasks AI can't easily replicate: ethical judgment in fiduciary and advisory roles, crisis financial decision-making under uncertainty, stakeholder management in complex organizational settings. These human-centric skills will become more valuable as routine tasks are automated.